Who We Are
GETCASH, a trade name, is a domestic corporation duly organized and existing under the laws of the Republic of the Philippines and registered with the Securities and Exchange Commission.
GETCASH has been issued the requisite Certificate of Authority by the Securities and Exchange Commission to operate as a lending company in the Philippines, in accordance with Republic Act No. 9474, otherwise known as the Lending Company Regulation Act of 2007, and applicable SEC rules and regulations.
The Company has likewise complied with the registration requirements of the Anti-Money Laundering Council for the submission of Covered Transaction Reports and Suspicious Transaction Reports, pursuant to Republic Act No. 9160, otherwise known as the Anti-Money Laundering Act of 2001, as amended, and its applicable implementing rules and regulations.
Operating under the trade name GETCASH, the Company provides accessible and responsibly structured financing to qualified borrowers, including employee salary loan facilities offered in partnership with participating companies.
GETCASH combines competitive pricing, substantial lending capacity, efficient processing, and regulatory compliance. Qualified borrowers may obtain financing of up to ₱5,000,000 per transaction, subject to credit evaluation and approval. Applicable rates do not exceed 2.5% per month for covered GETCASH products, while selected promotional programs may offer rates below 1% per month, subject to applicable terms and qualifications.
Our purpose is to provide borrowers with a legitimate and professionally managed financing option that offers clear terms, proper credit evaluation, and responsible collection practices.
Competitive Financing, Without the Unnecessary Burden
We believe borrowers should have access to financing without being subjected to unreasonable lending practices, excessive charges, or unnecessarily difficult processes.
GETCASH is positioned to accommodate financing requirements of varying sizes, with the capacity to disburse loans of up to ₱5,000,000 per transaction, subject to credit evaluation, approval, applicable product limits, and loan documentation.
Our standard lending rates are competitively structured, with rates not exceeding 2.5% per month for applicable GETCASH loan products. Depending on the loan program, borrower qualification, corporate partnership, and promotional offering, rates may be reduced to below 1% per month.
This gives qualified borrowers access to legitimate financing at rates and terms that are disclosed before the loan is finalized.
Why Consider GetCash?
Up to ₱5 Million per Transaction
Financing capacity for qualified borrowers, subject to credit evaluation and approval.
Maximum Rate of 2.5% per Month
Competitive pricing designed to make financing more manageable.
Promotional Rates Below 1% per Month
Selected programs and promotional offers may provide qualified borrowers with rates below 1% per month, subject to applicable terms and availability.
Fast and Efficient Processing
Our lending process is designed to reduce unnecessary waiting time while maintaining appropriate credit, documentation, and compliance controls.
Clear and Transparent Terms
Borrowers should understand what they are signing. Applicable interest, charges, repayment schedules, and material loan conditions are disclosed as part of the loan process.
Responsible Collection Practices
Borrowing money should not expose a person to intimidation, humiliation, or abusive collection practices. GETCASH conducts its lending and collection activities subject to applicable Philippine laws and regulatory requirements.
A Better Way to Borrow
When financing is necessary, borrowers should not have to choose between obtaining the funds they need and being subjected to unreasonable terms or improper collection practices.
GETCASH offers another option.
We combine lending capacity with competitive pricing, efficient processing, responsible credit evaluation, and regulatory compliance. Whether the requirement is a relatively modest employee loan or a larger financing need, our objective remains the same: to provide credit responsibly, transparently, and professionally.
At GETCASH, access to financing should solve a financial requirement, not create an entirely new problem.
Our Mission
To provide accessible and responsible financing to Filipino borrowers through competitive rates, efficient loan processing, substantial lending capacity, transparent terms, and professional service, while maintaining sound credit standards and full regard for regulatory compliance.
We likewise seek to provide corporate partners with a sustainable employee financing facility that supports workforce welfare without unnecessarily affecting corporate liquidity.
Our Vision
To establish GETCASH as one of the Philippines' trusted lending brands, known for competitive financing, responsible lending, efficient service, financial discipline, and fair treatment of borrowers.
We envision a lending environment where borrowers have a credible alternative to excessive charges, unnecessarily burdensome processes, and improper collection practices.
Our Core Values
Integrity
We deal with borrowers, partners, and stakeholders honestly and professionally.
Fairness
Credit should be provided on reasonable and properly disclosed terms, and borrowers should be treated with dignity throughout the lending relationship.
Responsible Lending
We extend credit based on proper evaluation and the borrower's capacity to repay.
Transparency
Interest rates, charges, repayment obligations, and material loan conditions should be clearly disclosed before the borrower commits.
Financial Discipline
We maintain proper credit evaluation, documentation, fund management, collection controls, and financial accountability.
Compliance
We conduct our lending activities within the regulatory framework governing lending companies in the Philippines, including applicable SEC and anti-money laundering requirements.
Efficiency
We work to provide fast and convenient access to financing without sacrificing necessary credit and compliance controls.